創富者是高登紅人，患有鬱躁症，多年來借錢賭搏，以稀奇古怪的方法賺錢儲錢，最終欠債累累，引來大批網民取笑或勸導。出生時間由命主提供，應該準確。
此盤紫微在午獨坐，命盤主調為固執任性。屬火午宮生旺屬土紫微，將紫微之霸道霸氣生旺。也由於安星法關係，紫微在午難以得左輔右弼會照，代表紫微不得勸諫的助力。所以此盤容易出現任性和不聽勸導的固執性格。
最早於2019年，筆者已提醒創富者注意2022年流年，尤其在2021年必須改過遷善，否則陷入運勢的低谷。
2016年至2025年行至壬戌宮大限，壬限的四化為「壬梁紫府武」，坊間流傳為「難干」，是十個天干中最困難，運勢最差的。由於壬干的四化均沒有產生絕佳的變化，流年或大限遇上壬干，可能以修心養性，發展才情，悟空學道為主比較好。天梁化祿為解厄之星，化祿為解厄能力增加，然而無災就不需去解厄，天梁化祿反而是提醒大家要有遇上劫難的心理準備。紫微化權為大權在握的皇帝還要再集權，代表事情嚴重，需要皇帝時刻坐鎮，做好作重大決定的準備，此盤紫微在午，令紫微的霸道固執因化權一再加強，那是一意孤行的現象。天府化科為表面風光，天府為在野勢力的主星，代表保守而進取，含蓄地架勢，化科為事情變得表面的階段，所以天府化科會盡力維持其架勢的外觀，可引申為借貸。最後，武曲化忌為中斷，由於武曲是皇帝旗下的總帥，一般都在有戰事時才給予兵權，戰事結束後就會收回，代表一個工作的結束，有時也應驗為失業，轉換工作等。
2016年至2025年的壬限，上述四個變化都影響著大限命宮，對命主自身的運勢直接有影響，這十年天府在命，對宮七殺為競爭上遊的心態，所以天府才會含蓄而架勢，天府化科在命宮，代表為外在特徵是外表風光，天府就修訂為更為架勢而含蓄較少。偏偏壬干遇上武曲化忌在事業宮，應該接受事情結束，不應勉強上進。財帛宮是執著再執著的紫微在午化權，所以處事的價值觀為一意孤行，半點不聽人意見。天梁化祿是這大限唯一能舒緩一下的地方，可以等待貴人接濟或護蔭，其他事情應盡量安份守己，不應妄想有所作為。其餘雜矅也相當切合創富者這十年的運勢，紅鸞、咸池、天姚為桃花星，分別代表美麗、性愛、輕挑；三台、八座為排場，氣勢；天月為慢性病，象徵月亮由圓變缺，一點一滴地流失；副旬為拖延；解神最為玄妙，代表事情得到解決，但不是好運並可以消災解難的意思，而是事情向著合理的方向作結，如果一直吸煙，解神就是終於患癌了，種善因得善果。
2021年行至丑限，三方四正可謂吉星雲集，可是命宮天同不喜吉星，對宮左輔右弼為助力，照顧天同為懶惰。文曲化科和文昌化忌，為感性的放大，而影響理性的判斷。擎羊與天同同宮，可增加一點對天同的刺激，增加辛勤的成份，但也代表害人害己。總括起來，2021年流年懶散不務正業，為了自己感覺良好胡亂做事，反而害人害己的事做得比較勤力。但巨門化祿為容量變大，同宮龍池鳳閣為個人能力，華蓋為宗教上的體會，丑宮不是活躍宮位，主藏，在這個不應勉強上進的大限，能停下來可能較好。所以早於2019年便勸戒創富者，必須在2021年利用華蓋改過遷善，利用巨門化祿多儲蓄及還債。
2022年為壬寅年，又是壬干，所以壬干四化的影響重重叠加，尤其紫微在午宮是固執，大限化權是執上加執，流年是再三加強固執，已無法再作任何改變，只能視乎2021年的修為，決定是擇善固執還是死性不改。武曲天相在命為娼婢之命，由於兩者均聽命於皇帝，都把重點放在執行，所以有為奴為婢之說，但這指狀況而不指社會地位。而武曲化忌為這些助人、執行的工作會中斷。福德宮為七殺地空同宮，為內心想要上進，地空為妙想天開，這些與武曲化忌教我們接受結束，安份守己的教訓背道而馳。解神會照2022年流年命宮，2023年命宮六合解神，2024年也在對宮會照，代表種下前因會在這三年結果，再次肯定2021年為關鍵的一年。
2023年太陽天梁同宮，會照文曲、流年文昌及大限祿存，有利考取證書，或者是受眾人評價而知名。太陽得左輔右弼會照為廣交朋友，但旺宮又遇大耗同宮，對宮小耗，花費不少。亥宮的太陰生年及流年化科，為靜好的晚上無端發起思潮，又有天馬，鈴星，陀羅等刺激起太陰的思慮，各種古怪的想法有增無減，當中仍有害人害己的想法。天梁化祿在命，又有公允的表象，或得護蔭而逢凶化吉。應該這年較為驚險，破財最後可以擋災，期間思想古怪，比之前有過之而無不及。
2024年七殺地劫在流年命宮，六合空宮，為了無謂的事𡚒鬥，獨自一人努力，原因在於貪狼化忌及破軍化祿，執著於失去的要原地站起來，仍不配合武曲化忌的大限主題。2025年天機化祿在命，父母宮為極旺的紫微化權及化科，面對更大的上級壓力，自己的身段要放得更靈活更低，為此極為固執的基本盤中，最為艱難的處境。
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